by Jeff Cline Health Insurance can be complicated. Many times people get confused and frustrated when they get a bill in the mail for an office visit that they paid a co pay for. Understanding how claims and payments work can be complicated. It is important to understand the concept. So you paid your copay when you went to the doctor and now youre wandering why you are getting a bill from that visit. Well if the bill is for lab or x-rays, then that is because typically these procedures are not covered under the copay. Many people do not understand this. It all comes down to how the visit is coded...

by Jeff Cline Many people do not understand how health insurance works. They are puzzled when the get a bill from a office visit or hospital when they thought they paid their part. Insurance claims can be complicated and many times the doctor has made an error in coding, which can make all the difference in what the insurance company pays. So you paid your copay when you went to the doctor and now youre wandering why you are getting a bill from that visit. Well if the bill is for lab or x-rays, then that is because typically these procedures are not covered under the copay. Many people do not...

by Jeff Cline There are many people having to cut back on expenses to make it during this trying financial time. One area that is untouchable is health insurance. Never cancel health insurance just to save money. Without some health insurance most would not be able to handle medical expenses. You can still save when it comes to health insurance however. You can take a look at your current plan and decide if you can live without some of the benefits and opt for a scaled down plan to save money. It is better then canceling. Another thing to think about is going with an individual plan, where you get...

by Jeff Cline It will not be long before the snow has melted and flowers are in bloom. The sweet smell of flowers and the lush green lawns will grace our scenery. All of this will be followed by the sounds of sneezes and sniffling heard by thousands of seasonal allergy sufferers. The most common allergy known in spring is hay fever. But suffers may also recognize, rag weed, pollen and grass as irritants. Seasonal allergies are not the only allergens that some encounter. Some other common allergens are dust, pets and food. You may not have allergies now, but they can develpe at anytime. Many people...

by Jeff Cline Spring is on it’s way. The frost is melting and making way for colorful flowers and lush green grass. The sounds of birds and the flutter of butterflies will soon be heard. Along with it all comes sneezing and sniffling of spring allergies. The most common allergy known in spring is hay fever. But suffers may also recognize, rag weed, pollen and grass as irritants. Seasonal allergies are not the only allergens that some encounter. Some other common allergens are dust, pets and food. People of all ages can suffer from allergies. Some people go for most of their lives without...