by Jeff Cline Health Insurance can be complicated. Many times people get confused and frustrated when they get a bill in the mail for an office visit that they paid a co pay for. Understanding how claims and payments work can be complicated. It is important to understand the concept. So you paid your copay when you went to the doctor and now youre wandering why you are getting a bill from that visit. Well if the bill is for lab or x-rays, then that is because typically these procedures are not covered under the copay. Many people do not understand this. It all comes down to how the visit is coded...

by Jeff Cline Many people do not understand how health insurance works. They are puzzled when the get a bill from a office visit or hospital when they thought they paid their part. Insurance claims can be complicated and many times the doctor has made an error in coding, which can make all the difference in what the insurance company pays. So you paid your copay when you went to the doctor and now youre wandering why you are getting a bill from that visit. Well if the bill is for lab or x-rays, then that is because typically these procedures are not covered under the copay. Many people do not...

by Jeff Cline There are many people having to cut back on expenses to make it during this trying financial time. One area that is untouchable is health insurance. Never cancel health insurance just to save money. Without some health insurance most would not be able to handle medical expenses. You can still save when it comes to health insurance however. You can take a look at your current plan and decide if you can live without some of the benefits and opt for a scaled down plan to save money. It is better then canceling. Another thing to think about is going with an individual plan, where you get...

by Jeff Cline The demand consumers are putting on health insurance is changing. Many insurers are taking on the challenge to meet these needs. Consumers are looking for a more affordable plan that rewards those with good healthy habits. They want to stay healthy and at the same time control cost. What if you could earn rewards for improving your health? Will this is just one of those new plans that UniCare introduced that does that. It is the Solaura HIA plan. HIA stand for Health Incentive Account. Instead of contributions to a saving account you earn dollars in your account. The money you...

by Helen Irving Health insurance has a number of different ways to cover you in the event of a major medical emergency that can and often will deplete your resources, but its always best if you take the time to understand the differences between the policies that are offered so that you can make the choice that suits you best. Health Savings Accounts Remember that the best way to get the most from any health insurance policy is generally to get one through work where the employer and the employees can dilute the cost of really good features through the use of health savings accounts. For a great...