by Ethan Kalvin Insurance is actually not an expense but an investment in your financial future. Working hard in today’s society means building up assets over time that increase your net worth. If you are successful at doing this, then you certainly don’t want to take a chance that one mishap could wipe you out and put you in financial ruin. This situation happens to more people than you would imagine. The only sure way to protect your assets is for you to have full insurance coverage. Insurance such as health insurance, car insurance, life insurance and disability insurance can...

by Ethan Kalvin In a dramatic news announcement, China recently stated that they will begin providing health care coverage for almost all of their 1.3 billion citizens. The cost is estimated at $123 billion over the next three years for coverage. Currently, government health care assistance is provided for a limited few Chinese citizens. It is estimated that by 2011, 90 percent of Chinese citizens in urban and rural areas will have access to basic medical services. There will also be a concerted effort to assure that the quality of coverage is equal in rural and urban areas. The government was...