Medical Insurance Is Important
If you are one of the millions who don’t have health insurance because you think you can’t afford it, you may want to rethink that. Consider the story of a lady we’ll call Mary. On a typical drive home from work one night, she was suddenly hit head-on by a huge eighteen wheeler. Her car was turned into a mangled pile of metal and Mary nearly lost her life.
The paramedics lifted Mary into the ambulance and rushed her to the hospital. Multiple Fractures, a punctured lung, and third degree burns covered her legs – but she was alive. As she lay in her hospital bed, passing in and out of consciousness, she could hear the doctors ask her husband the dreaded question: “I hate to bring this up but does she have health insurance?” The recovery process was a long and arduous road to travel, filled with set-backs, disappointments, and worst of all, a financial hardship. Ten years later Mary had fully recovered from her injuries but her debts remained a tremendous burden on her and her family.
Mary had always been healthy and had rarely even visited a doctor, so she didn’t think she needed to spend the money on a health care policy. But an unplanned accident suddenly nearly destroyed her health and her financial situation at the same time. As she recovered over the next several years, she wished many times that she’d had the foresight to take out a health insurance policy.
Many people want health insurance but dont believe they can afford it. Consider this: The cost of a basic health insurance package is much less than the stress and worries that come when you dont have any when you need it. Mary now has health insurance because she realized that there was something more valuable than the extra money she’d have if she didnt pay insurance premiums: her family. She realized that if, heaven forbid, she got in another accident or fell down and broke a bone she would be in that same predicament again – and her family would have to watch her crying at the kitchen table at night trying to figure out how she would pay her medical bills.
An interesting fact to note is that people have no qualms about paying to get full coverage insurance on their new car, but fail to spend a penny on themselves for basic health insurance coverage. Considering that cars can be replaced and people’s lives can’t, there is nothing that holds a higher value than health care coverage. It is not worth it to take the chance of being burdened with thousands of dollars of medical bills simply because you didn’t have a plan. Make yourself the most important person in your life. Go get some health insurance.
