International Students Medical Insurance – Student Secure Policy

Student medical health insurance is one of the most important requirements for an international student. Health care expenses are usually on the expensive side in all foreign countries and as such, it is very important that we take up International Student Insurance before we leave for our studies abroad.

StudentSecure SM Medical Insurance is an international student health insurance plan, which is offered by HCC Medical Insurance Services. This plan offers several features and is also available in two levels- Select and Budget. Coverage for factors like Emergency Medical Evacuation, Acts of Terrorism, Medical Expenses and pre-existing conditions( covered after 12 months) , are included under these plans.

The Budget and Select types of coverage differ according to the amount they offer as coverage. While, the Select plan offers up to $300,000 as coverage, the Budget Plan offers up to $250,000 as coverage. Both these plans cover the factors of – Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Hospital Room & Board Local Ambulance Intensive Care Unit, Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy, , Mental Health Disorders and Routine Nursery Care of Newborn.

Apart from the above mentioned aspects, even the aspects of Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment, Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural, or club sports and Terrorism are included in International Student Insurance plans.

The eligibility for this plan is to be a full time student possessing a valid F-1 visa in the United States. It is also essential that no type of residential status is attained by these students who reside in a foreign country for the purpose of higher education.

We can extend the plan for a time period of twelve months after the date of purchase, after which we can also renew it for four years, the only condition being, we have to fulfill all the requirements of the plan.

Enrolling for the Student Secure Insurance plan is quiet simple. You can complete the application online, fax the application or mail the application with your preferred payment mode. The insurance documents can be emailed which can be downloaded within minutes after you submit the application. You can also opt for the documents to be mailed to you.

These are a few features of the StudentSecure SM Medical Insurance plan.

Ray Sondeo often writes about international student insurance.

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